FAQ | Florida Legacy Construction | Ocala FL
Frequently Asked Questions

Straight answers to the questions we hear most

Licensing, pricing, permits, timelines, and how we work. If your question is not here, call (352) 356-5036 and ask a human.

Hiring and licensing

Are you licensed and insured?

Yes. Florida Legacy Construction LLC holds Florida Certified Building Contractor license CBC1268994 and carries insurance. You can verify the license yourself on MyFloridaLicense.com, and we encourage you to.

Why does hiring a licensed contractor matter?

Because the risk of unlicensed work lands on you: denied insurance claims, failed resale inspections, and no recourse if the crew disappears. We wrote a full page on it: Why Licensing Matters.

What areas do you serve?

Marion, Sumter, and Lake Counties, including Ocala, The Villages, Wildwood, Belleview, Summerfield, Lady Lake, Leesburg, and Dunnellon. Our shop is in Ocala.

Do you offer a warranty?

Yes, a written 1-year workmanship warranty on our projects. It is in the contract, not a handshake.

Estimates and pricing

How does the free virtual estimate work?

You fill out a short form, we send a video link, and you walk us through your space from your phone for about fifteen minutes. We follow up with a written estimate. Schedule one here.

Is the estimate really free?

Yes, completely, with no obligation. It is the easiest way for both of us to find out if the project and the budget line up.

Do you offer financing?

Yes, through our Acorn Finance partnership you can compare offers from multiple lenders in minutes, with no credit score impact to pre-qualify. Details on our financing page.

Why do estimates vary so much between contractors?

Scope and corners. A dramatically lower bid usually means something is missing: permits, insurance, proper prep work, or the intention to finish. We would rather explain our number line by line than win a race to the bottom.

Permits and process

Does my project need a permit?

It depends on scope. Cosmetic updates usually do not. Structural changes, moved plumbing, and new circuits typically do. We tell you what your project requires up front and pull the permits when the work calls for them.

Who schedules the inspections?

We do. Managing permits and inspections is part of what you hire a licensed contractor for.

How long will my project take?

Bathrooms typically run two to four weeks, kitchens four to eight, additions two to four months, and larger builds longer. You get a written schedule before work starts. The honest answer for your project comes with the estimate.

Can I live in my home during the work?

Usually yes for kitchens and single bathrooms, with the work area contained. For whole-home renovations, we will tell you honestly whether staying makes sense.

Structural work

Do you remove load-bearing walls?

Yes. Load-bearing wall removal is one of the most common requests we get during kitchen remodels and whole-home renovations. We coordinate with a structural engineer for the beam sizing, pull the permit under our building contractor license, install the LVL or steel beam, and carry it through inspection. If a contractor offers to take out a load-bearing wall without an engineer and a permit, that is a serious red flag.

Do you do foundation repair?

No. We do not take on foundation repair, slab lifting, or piering work. That is a specialty trade with its own equipment and licensing. We handle structural framing above the foundation: beams, headers, joists, load-bearing walls, and rot or termite damage. If you have a foundation issue, you want a foundation specialist, not a general contractor.

Can you repair sagging or bouncy floors?

Usually yes. Sagging floors typically trace back to undersized, damaged, or overspanned joists. We open up the area, identify the cause, and repair it by sistering joists, adding a beam and posts, or replacing rotted members. We find this often during bathroom remodels, where a long-running leak has damaged the framing under the subfloor.

Do you handle structural work on commercial buildings?

Yes, on buildings up to three stories. That covers load-bearing modifications for tenant build-outs, structural steel and beam work, repair of compromised members, and framing new storefront openings. Our license is CBC1268994, a Florida Certified Building Contractor license, which covers commercial structures within that height limit.

The work itself

Do you use subcontractors?

For licensed trades like electrical, plumbing, and HVAC, yes, qualified ones whose work passes inspection. We manage them; you never have to chase them.

Can you match my existing finishes?

In most cases yes, and where an exact match is not possible, we tell you before work starts so you can decide with real information.

Do you do small projects?

Our focus is remodels and construction projects rather than handyman work. If your project is not a fit, we will say so quickly and try to point you somewhere honest.

How do change orders work?

In writing, with a price, before the change happens. Verbal change orders are how budgets and friendships die.

Got a question about your project?

The free virtual estimate is the fastest way to get real answers.

Get My Free Estimate